Free Letter Before Action Generator – Debt

Fill in the form below to generate a free letter before action for a debt your company is owed. You will receive the draft letter by email and you can then edit it and send it to the debtor.

This is the final letter you would typically send before starting legal action. See the process to follow here.

Note: This letter only works if the party owing debt is a company – if it’s an individual it’s more complex due to legislation that protects individual people from bankruptcy – reach out to us for help.

Creditor details - this is the company that is owed money

Creditor name *

Creditor address - first line *

Creditor address - town or city *

Creditor address - postcode *

Debtor details - this is the company that owes money

Debtor name *

Debtor address - first line *

Debtor address - town or city *

Debtor address - postcode *

Letter dates

Date of this letter *

Enter the date you will send this letter

Date of the first debt reminder letter sent requesting payment *

This is the date you sent the first letter (the letter you can generate above)

Date of the second debt reminder letter sent requesting payment *

This is the date of the second letter (the letter you can generate above)

Debt details

Is this debt owed pursuant to an agreement or invoice? *

If you've sent an invoice, the answer here is invoice. If it's just something they owe under a contract and you haven't invoiced, select agreement.

agreement
invoice

What was the date of the agreement or invoice? *

What was the date the debt was originally due? *

E.g. if your payment terms are 1 month of the date on the invoice, this is one month after the date of the invoice.

Amount owed under the original agreement/contract *

Enter the amount owed, include the £ sign

Interest type *

Select what interest is payable on late invoices - if the contract is silent leave it as the default, if it's written in the contract, say contractual.

statutory interest of 8% (the default)
the rate specified in the agreement
no interest

The actual interest rate as a % *

Enter the rate of interest that applies to the late payment. If the contract is silent on this, leave it at 8%, which is the default rate of interest on late payments under statute.

Total owed *

Enter the total amount owed (minus legal costs) - this is the amount owed under the original agreement, plus the accrued interest. Include the £ sign.

Delivery and terms and conditions

Your email *

Enter the email address you want us to send your document to. This may take a couple of minutes to arrive.

To continue you must agree to our terms and conditions and privacy policy (both linked to in the footer of this page). *

I agree to the terms and conditions and privacy policy

I would like to receive relevant marketing communications from the following:

Legal Foundations
Legal Foundations' partners